Increasingly, climate risks such as hurricanes, floods and wildfires are causing insurance payouts that exceed the premiums insurers are collecting. This leads insurers to raise rates or reconsider insuring certain areas altogether.

The retreat of insurance companies from areas heavily impacted by extreme weather risks has far-reaching consequences. It leaves homeowners unprotected against catastrophic losses, places the burden of recovery on communities, and creates economic instability.

Securing furniture, household items, electronics, and appliances is a relatively simple and affordable measure that can save lives, protect your property, and minimize post-earthquake recovery efforts. By taking proactive steps now, you ensure a safer environment for yourself and your family when the ground begins to shake.

From an increase in damage from natural disasters to more wear and tear as our seasons become more extreme, there are multiple ways climate change threatens home values.